It’s fall, the season of Halloween, and Slate recently ran a truly terrifying story. It focused on the rise of “ransomware,” a new form of malware that is truly creepy, and, sadly, very efficient. According to Slate, this is how this specific hack works: You either click on an infected web page or a link in an email message and your computer screen turns gray. A browser window then pops up complete with the FBI logo in its top left corner. Under that is a live webcam feed with a picture of a face, yours.

That’s shocking. What happens next is far worse. You’ll see a message on your screen accusing you of downloading files unlawfully in violation of federal copyright laws. The message states that you must either pay a fine or face up to three years in prison. You’re then given 48 to 72 hours to pay this fine—often, as Slate reports, by buying a prepaid cash card—to avoid facing criminal charges. The message also states that you will be locked out of your machine totally if you don’t pay.

A real threat

The part about your infringement is a scam, and it is just a way for these thieves to make money. However, there is one bit of this that is very harmful. You could be locked out of your computer if you don’t pay says a senior security advisor quoted by Slate. So might it be better to just pay their demands? Which is usually in the $100 range. Even if you did pay, there is no telling whether or not they will unlock your computer. They may just demand more money.

True protection

So how can you protect yourself? The same way you always have, with up-to-date antivirus software. Also, be aware of what sites you visit and don’t click on links in emails from people you don’t know.

If you do become a victim of one of these ransomware attacks, you will need to enlist the help of a computer security expert. You can even contact the real FBI and file a complaint at www.ic3.gov.

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